Your lender upon filing the complaint will immediately file a notice of the foreclosure action with the counties recording office. The Latin term for this is called “lis Pendens” which means pending action and it serves to give notice to any party considering purchasing the property or otherwise encumbering it that some person or entity has a claim against your title.
The notice will effectively prevent the borrower from selling or refinancing the property until the foreclosure is concluded.
If the homeowner believes the “lis pendens” has been improperly filed, the homeowner can file a lawsuit to have it removed from the counties recording office.