Insurance Against Legal Troubles
Prepaid legal plans is a form of legal insurance plan offered by different legal services organizations and marketed through employers, labor unions, credit unions, department stores, credit card companies. Most prepaid legal plans charge a low yearly initiation fee and (sometimes as low as a $100. plans ) Most plans cover divorce, bankruptcy, help with small claims, simple contract, will, healthcare directives, and simple contracts..
Most plans do not care if you have a pre-existing legal matter or claim. If the matter is covered within the governing terms and conditions of the policy, the policy will be honored.