There are a variety of death benefits that may be available to eligible survivors of someone who has died. The onus is on the survivors to apply for these and demonstrate entitlement.
Social Security assists the eligible survivors of an eligible beneficiary by making a single death benefit payment available to the spouse or dependent children, as well as ongoing monthly benefits. To learn more about the eligibility criteria, contact your local Social Security office.
To find out about death benefits payable to eligible survivors of veterans, and to secure burial privileges in a national cemetery and a flag, contact your regional Veterans Affairs office. Survivors of government employees are often eligible for benefits.
Depending on the length of time employed, Federal Government Railroad Retirement Board insurance may pay a death benefit to survivors of railroad employees — retired or still working.
Some states pay benefits to survivors of crime victims.
Worker’s compensation insurance may pay a death benefit.
Survivors of a deceased employee should apply for any benefits made available by the employer; these might include accrued vacation pay, pension distributions, stock or stock option ownership and various forms of severance payments.
Unions and fraternal organizations often have death benefits for members’ survivors.
Benefits might be forthcoming under the provisions of no-fault insurance for the survivors of someone killed in a car accident.
Depending upon the circumstances of the death and the terms of the policy, life insurance benefits may be paid to a designated beneficiary.