Consumer Credit Counseling

The goal of consumer credit counseling, also called credit debt management services, is to show consumers how to pay down debt and rebuild credit. Many types of credit counseling services are non-profit organizations and charge a modest fee for their services. Three Goals Of Credit Counseling First Goal: Get a clear picture of the debtor’s […]

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Debt Relief Scams

How To Avoid Misleading And Deceptive Debt Relief Practices Not all debt relief companies engage in dishonest practices. Still, you need to be extra careful before you choose one by ensuring you have checked them out with your state. Make sure to also check with the Better Business Bureau and the Department of Justice. Some […]

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Chapter 7 Bankruptcy

Many consumers can find themselves in substantial debt for a host of reasons, including the loss of a job, going through an expensive divorce resulting in the loss of a second income, or suffering a disabling accident resulting in unpaid hospital and medical bills. Unfortunately, mounting debt can quickly accumulate during these times of financial […]

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Prioritizing Your Debt

Manage Your Debt And Debt Relief Options Managing your debt requires first deciding which bills take priority over others. Choosing what to pay first will depend on the type and character of the debt you incurred. This article will explain why essential debts should be paid before non-essential debts and why payment of secured loans […]

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Debt And Divorce

Developing a nurturing and happy marriage can be challenging, even in the best economic times. It can be challenging to keep one’s marriage together when money is tight, and when economic times turn bad, when one or both spouses face the prospect of losing a job or have to live under the risk of an […]

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Bankruptcy Lawyers

Not all lawyers are the same. Before retaining a bankruptcy attorney, be sure that you trust and feel comfortable with this person. You should also check the lawyer’s professional background, credentials, and licensure with the state bar. This article will educate you on bankruptcy attorneys’ professional qualifications and what you should consider before formally retaining […]

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How Can A Mother Win Sole Child Custody? FAQ

KEY ISSUES How do divorce courts decide custody matters based on what is in the best interests of the child? What is the difference between sole and shared custody? What is the difference between legal and physical custody? Do divorce courts favor the mother in child custody contests? How a parent’s emotional and financial fitness […]

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How Frugality Can Lead To Economic Happiness

The concept of frugality has become increasingly popular in recent years. Many people embrace the idea that “less is more.” But how can focusing on frugality help you live a better life? There are several ways to save money while simultaneously improving your overall lifestyle. Financial security is one of the critical components of a […]

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Debt Collection Lawsuits

Bankruptcy Lawyers Can Help You Resolve Debt and Defend Against Lawsuits Retaining a Debt and Bankruptcy lawyer as early in the debt collection process will help you navigate the legal process. Yes, bankruptcy lawyers can represent you in the filing of bankruptcy, but they can also assist you in defending debt-collection lawsuits. This article covers […]

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Transpersonal Psychology

A Transformative Psychology Transpersonal Psychotherapy is a school of modern psychology that integrates the center of internal cognition with a deeper and more expansive understanding. The process is one of psychological and spiritual transformation. Transcendent states The transcendent state is those aspects of the conscious mind that extend beyond the interior experience of the self […]

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