Help With Purchasing, Modifying and Repairing Your Home

Help With Modifying and Repairing Your Home

Finding a good contractor to do repairs and improvements on your home is important. The Federal Trade Commission (FTC) provides resources and tips on hiring a contractor, questions to ask, and how to report problems.

Before digging on your property, call 811 to be sure you won’t damage or be injured by underground utility lines. Some states allow for an online digging request. Timing is different from state to state with some needing two business days in advance and others need as many as 12 working days even if it is just a small project like planting trees or shrubs.

Help with Purchasing a Home

There are a variety of programs that may be able to help you purchase a home.

 Department of Housing and Urban Development’s (HUD) Home buying Programs

The Department of Housing and Urban Development (HUD) offers the following home buying programs:

Good Neighbor Next Door (formerly known as Teacher/Officer/Firefighter Next Door) provides substantial discounts on homes in key revitalization areas to law enforcement officers, pre-Kindergarten through 12th grade teachers and firefighters/emergency medical technicians.

Homeownership Voucher Program provides low-income families that are first-time homebuyers with subsidies to use towards buying a home. For additional information about this program, contact your local Public Housing Agency (PHA).

Homeownership for public housing residents provides assistance for public housing residents in becoming homeowners.

Indian Home Loan Guarantee Program (Section 184) is a home mortgage specifically designed for American Indian and Alaska Native families, Alaska Villages, Tribes, or Tribally Designated Housing Entities.

HUD funds housing counseling agencies throughout the country that can provide advice on many topics, including buying a home.

Federal Housing Administration (FHA) Loans

The Federal Housing Administration (FHA) has programs to help you become a homeowner, including loans for first-time homebuyers, financial assistance for seniors, energy-efficient mortgages, and financing for mobile homes and factory-built housing.

Programs for Veterans

The Department of Veterans Affairs (VA) offers home loan programs designed to help veterans.

 Programs for Rural Residents

Local Rural Development (RD) offices can provide information on the Single Family Housing Programs for rural residents.

 State Programs

Contact your state housing finance agency or state HUD office for information about special programs administered by your state and properties available in your area.

LEARN ABOUT GETTING HELP WITH YOUR RENT PAYMENTS

Source: USA.GOV

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