GotTrouble Financial Hardship Food and Shelter Resource Directory


GotTrouble provides fast-and-easy-access to statewide emergency homeless day and transitional shelters, food banks and pantries, low income assisted housing, food stamp information, low income legal and financial assistance and counseling services.

To locate these and other low income resources and services select your state from the list below:

Major Causes of Homelessness

Financial hardship is a major cause of homelessness. But it does not happen in isolation. People become homeless as a result of some unforeseen legal, financial and/or physical hardship such as a unexpected death, sudden loss of employment, divorce, drug and alcohol addiction, a long and drawn out bankruptcy, home foreclosure or becoming physically disabled by a personal injury accident or serious illness.

Types of Homeless Shelters:

Day And Transitional Shelters – No Income – Low Income

Day shelters provide the homeless with temporary short-term shelter. The typical day shelter provides meals, showers and laundry. Some day shelters now provide internet access. Admission is based on a first-come basis.The Day Shelter intake process usually includes a short interview and needs assessment. Check with your local shelter to obtain the details concerning their admission requirements, intake procedures and hours of operation. To locate a homeless shelter near you, select your state from the list above.

Low Income Public Assisted Housing (HUD)

Low income housing, also known as public housing, provides long-term solutions to expand affordable housing for low income families. Public housing is limited to low-income families and individuals. Public housing comes in a variety of forms, from single family homes to multi-level apartment buildings. As of June 2012, there are over 1.5 million people living in public housing units, managed and paid for by both federal, state and local government grants and public and private social assistance programs. Residents are usually required to pay some portion of their income towards rent. To locate low income assisted housing in your state, select your state from the list above for more information.

Food Banks and Pantries

One in six Americans struggle with hunger. As a result, local Food Banks and Pantries are quickly becoming the “new normal” for many low-income Americans. Thanks to the support and assistance of local neighborhood meal programs, food banks and pantries, these neighborhood organizations are providing low income and homeless people with fresh foods and nutritional meals. To locate a food bank and pantry near you, select your state from the list above for more information.

Cash Assistance For Low Income Families (TANF)

Law School legal clinics offer free legal services to the low income and homeless in their community. Since law students are not yet licensed to practice law they must work under the the supervision of a licensed lawyer and usually on very basic legal maters.

Child Care – Financial Assistance For Low Income Families

Learn about state child care assistance programs that are funded through the National Child Care and Development Fund which is a national program that assists low-income families.

Children’s Health Insurance Program – CHIP

Your son or daughter may qualify for no-cost or low-cost health insurance. Learn how to apply for affordable health insurance through the Children’s Health Insurance Program known as CHIP. CHIP covers children whose families do not otherwise qualify for Medicaid but can’t afford to buy health insurance.

Stop Home Foreclosure – Avoiding Homelessness

One of the best ways of avoiding homelessness is to hold on to your home for as long as legally possible while you are seeking new employment. One way you might be able to stop the impending home foreclosure process is to demand the lender legally prove ownership of the property before a court of law.

Facing Eviction – Tenant Rights – Homeless Resources

If you know your legal rights as a tenant, you might be able to fight off eviction while you make other living arrangements. This article looks at the landlord-tenant eviction process and the homeless resources that are available to people that have no place to go after the eviction process is over.

Community Health Centers – Drug and Alcohol Treatment Services

Community Health Centers are community-based patient-directed organizations that serve people that have little or no income and have limited access to basic health care services. Learn about eligibility and locations near you.

Section 8 Housing Vouchers

There are different types of Section 8 housing programs. The most accepted and widely used among them is the Housing Choice Voucher program. This federal program serves over two million impoverished households annually. Learn about the public housing application process, eligibility and availability near you.

Medical Bankruptcy – Injured And Out of Money

For most people the cost of medical insurance is paid for by the employer. Should you lose your job, you also run the risk of losing your medical insurance. Should you later be injured and unable to work, you can find yourself in financial hardship, bankrupt and at risk of being rendered homeless.

The Public Defenders Office – Low Income Representation on Criminal Charges

The Public Defenders Office is a state funded organization. Public Defenders defend people accused of crimes who are financially unable to afford retaining private counsel. To qualify for a public defender however you must be indigent and be charged with a crime punishable by jail or state prison. After determining your financial status, the court will decide whether to appoint you a public defender.

Legal Aid Clinics – Consumer Law and Tenants Rights

If you are unable to afford a private lawyer, you still may be able to qualify for legal aid. Legal aid clinics receive most of its funds from state and local government and public interest groups. Legal aid clinics provide free or low cost legal representation to low-income and no-income people. Legal aid clinics handle mostly contested legal matters such as debtors rights, eviction, foreclosure and small claims matters of all kinds.

Lawyer Pro Bono Services – Public Interest Cases

A growing percentage of lawyers devote a percentage of their time working on select legal cases without charge to the client. In fact, a good number of todays law firms encourage their associates to actively participate in Pro Bono legal work in and around their community related to a variety of important social causes.

Low Income No Income Legal Assistance

GotTrouble provides legal aid contact information for all 50 states including the District of Columbia. Each state offers some form of legal aid made up of no-cost and low-cost legal services. Qualifying for free and discounted legal aid will depend on your income level, health status and whether your case is a civil or criminal matter. Legal aid comes in many forms and include:

Law School Legal Clinics

Law School legal clinics offer free legal services to the low income and homeless in their community. Since law students are not yet licensed to practice law they must work under the the supervision of a licensed lawyer and usually on very basic legal maters.

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