Workers Compensation For Accidents And Injuries
If you were seriously injured on the job, or if you suffer from serious job-related medical conditions, you may be entitled to workers’ compensation benefits. These may include medical benefits and monthly income payments until you are able to go back to work.
Construction work is by far one of the most dangerous occupations. Construction site accidents kill and injure hundreds of thousands of American workers every year. In 1970, in response to these conditions, Congress passed the Occupational Safety and Health Act, which legally mandated safe working conditions for all workers – especially those in the high-risk construction industry.
What is the Workers’ Compensations Act?
The Workers Compensation Act was enacted to ensure that employees who are injured or rendered disabled on the job are provided with adequate compensation, eliminating in most circumstances the need for expensive and protracted litigation through the court system.
The Workers’ Compensations Act requires companies to purchase Workers Compensation insurance for the benefit of their employees should they be injured on the job. If the employer fails to purchase such coverage, the employer will not be shielded from legal liability. In fact, the injured construction worker will be able to sue the employer for all injuries, not just those covered by Workers Compensation, and will include allegations for payment of pain and suffering.
Under Workers Compensation laws, an employee with a work-related injury can apply for Workers Compensation benefits regardless of whether the employer or its agent was at fault. In exchange, an employee will be legally barred from having the right to sue the employer for work injuries under the system of Workers Compensation.
If you are having difficulties qualifying, you may wish to contact a lawyer specializing in workers’ compensation cases.
Workers Compensation Plus Social Security Disability Benefits
In addition to Workers Compensation, you may also be eligible to receive Social Security Disability Benefits. Disabilities take many forms. Illnesses, physical and mental limitations, extreme pain, and depression or anxiety all qualify as disabilities. To qualify, the impairment or combination of impairments must have lasted or be expected to last, a year or more and has prevented you from engaging in gainful activity with respect to your age, education, and work experience.