Secured And Unsecured Loans – Distinction

Unsecured loans These loans are also called signature loans. No collateral is required. The money lender lends the money based solely on your promise to pay back the loan, principle and interest, under the terms of the loan agreement. The lender of these types of loans requires excellent credit for reasonable rates. If your credit Read more…

Money Saving Strategies – Avoiding Bankruptcy

How well people survive money trouble also depends on how well they can economize and how often they can substitute costly items for less costly ones. Do this well and often enough and you can save a substantial amount of money every month and move one step closer to financial stability. Here are 20 money saving strategies to keep Read more…

Repossession Of Personal Property

Creditor Repossession  One of the most unpleasant consequences of failing to pay your bills is “repossession” of the product you purchased on credit.  You do have some legal protection concerning repossession, but not much. Can a creditor repossess my car or furniture? Yes, if you don’t pay your bills on a “secured debt” which may be Read more…

Homeless Stay Connected With Smart Phones

Homeless Get Bold – Staying Connected Through Smart Phones  The prolonged recession continues more of the “wired middle class” into the “wired homeless class.” Most who lose their homes, through foreclosure or inability to pay the rent, find somewhere else to go.  Some are able to move to a cheaper place. Some move in with Read more…

Legal Lenders – Consumer Tips

When you or a loved one, such as a child, is suddenly facing eviction, criminal charges or foreclosure you may need  access to a quick loan. You may need money to make bail and/or pay for attorney fees on a drunk driving charge. In criminal matters, especially in juvenile law, legal fees vary and depend mostly on Read more…