How Does Vehicle Repossession Work – Q & A

Q. How Does Vehicle Repossession Work? A. When you finance or lease a vehicle, your creditor has important legal rights they can assert once you’ve paid off your loan or lease obligation. Your creditor may have the right to repossess and take back your car without going to court or warning you in advance for Read more…

Money Trouble – Debt And Bankruptcy – Debtors Rights – Credit Counseling

DEBT & BANKRUPTCY -DEBTOR’S RIGHTS – FORECLOSURE -EMERGENCY LENDERS – DEBT & BANKRUPTCY LAWYERS… Going through money trouble like wage garnishment, creditor repossession and dealing with debt collectors may lead you to consider filing for bankruptcy. As a debtor you have important legal rights. Filing for Bankruptcy could give you a fresh start by temporarily or Read more…

Child Care Services – Factors To Consider

Caregiver Supervision Are children supervised at all times, even when they are sleeping? How do the caregivers discipline children? Discipline should be non-physical, positive, clear, consistent, and fair.  Hand Washing and Diapering Do all caregivers and children wash their hands often, especially before eating and after using the bathroom or changing diapers? Is the place where Read more…

Find and Select Child Care – Low Income Public Resources

Children’s healthy development depends on safe and positive experiences when they are very young. You may choose to have a caregiver come to your home, send your child to a caregiver’s home, or send your child to a child care center. It’s important to find the best solution for you and your family. The following Read more…

What Is Public Housing? Q & A

WHAT IS PUBLIC HOUSING? Public housing was established to provide decent and safe rental housing for eligible low-income families, the elderly, and persons with disabilities. Public housing comes in all sizes and types, from scattered single family houses to highrise apartments for elderly families. There are approximately 1.2 million households living in public housing units, Read more…

Money Lenders – Hard Money Verses Direct Lenders

TYPES OF LENDERS In bad economic times people are finding it difficult avoiding going into debt. Like most people, you probably have your fair share of debt and expenses. Even people who may have previously been financially secure can run into situations, such as a lengthy illness resulting in unexpected job loss or a collapse of Read more…

Reverse Mortgages

Reverse Mortgages  – Facts To Consider The reverse mortgage was designed to help homeowners bridge their lives between work and retirement. This is why the reverse mortgage can be the right financial vehicle for older homeowners who still have a significant amount of equity in their home, but are limited in their cash reserves and Read more…