Stop Home Foreclosure – Avoiding Homelessness

Avoiding Homelessness Home Foreclosure means losing one’s home and it usually follows the loss of employment, a disabling illness or a divorce. Likewise, if one loses one’s home, it becomes all the more difficult to hold onto a job. To be homeless and jobless, to lose one’s lines of connection with the world, is to Read more…

Facing Eviction – Tenant Rights – Homeless Resources

Millions of Americans face eviction with no where to go every year. If you know your legal rights, you might be able to fight the eviction while you make other arrangements. This article looks at the landlord-tenant eviction process and the homeless resources that are available to people that have no place to go after Read more…

Legal Aid And Discount Legal Services

National Directory Of Legal Aid & Pre-Paid Legal Services   Attorney fees are mostly calculated three ways: by the hour, flat-rate or on a contingent fee basis. The national average attorney billing rate is about $284/hour. Other then a contingency fee arrangement, for most people in legal trouble, coming up with hefty retainers for attorney fees is Read more…

Housing Choice Voucher Program – Formerly Section 8 Housing

House Choice Voucher Program The Housing Choice Voucher Program, formerly called Section 8, helps the following people afford housing: Very low-income families, elderly, and, people with disabilities If you participate in the Housing Choice Voucher Program, you may choose any housing that meets the requirements of the Public Housing Program. Under certain circumstances, the Public Housing Agency Read more…

Marijuana – Anxiety, Stress, Depression

Marijuana And Depression  Going through life-changing legal and financial trouble, (See Trump-Trouble Alert) especially for over a prolonged period of time, is not only stressful, it can be the precursor to falling into a serious state of depression.  What the University of Buffalo’s Research Institute on Addictions has convincingly demonstrated is that THC, the active Read more…

Food Banks And Pantries – Plus Food Stamp Assistance

You Are Not Alone If you find yourself hungry and in need of assistance, you are not alone. Visiting the local food bank and/or receiving food-stamp assistance has become the new “normal” for many low-income and homeless families. Hunger levels have been reaching new levels and among the ranks of the hungry are 16 million Read more…

Homeless Shelters – Day and Transitional Shelters

Every Human Being Deserves Shelter In the past, homelessness was usually associated with the mentally ill. Not anymore. Today, homelessness cuts across a much wider spectrum of people. Today, it is financial hardship that is driving homelessness to new levels. And rarely if ever does homelessness occur in isolation. We are learning that today’s homeless Read more…

Community Health Centers – Low Cost Drug And Alcohol Treatment

For many homeless people life can move from self-imposed isolation, to episodes of depression and drug abuse. Fortunately, the federal government works through community health centers across the nation that help the homeless by directly providing primary care services including alcohol and substance abuse counseling and treatment. It is important to recognize that most people Read more…

Medical Bankruptcy – Injured And Out of Money

Forced Into Bankruptcy Should you lose your job, you also run the risk of losing your medical insurance. Should you later be injured and unable to work, you can find yourself filing for medical bankruptcy. COBRA Premiums – Unaffordable For Most Low-to-Middle Income Families The enactment of COBRA has afforded employees the choice of continuing their Read more…