Floor Water Damage Caused By Hurricane – Flood Insurance Coverage

Floor Water Damage Caused By Hurricane  The most common sources of floor water damage for which homeowner and secondary insurance may cover normally arises from such things as broken pipes, sump-pump and water heater failures. However, floor water damage including structural damage that is caused by hurricanes and other forms of natural disasters (called “Acts Read more…

Should I Purchase Rental Insurance? Tenant Rights

What is rental insurance? Suppose your building burns down, or a flood, tornado, or other disaster destroys all your belongings. Many people assume that “the landlord’s insurance” will pay you for your loss. Not necessarily. The landlord’s insurance policy covers (1) his losses (i.e., the value of the building), and (2) his liability to others. Read more…

Legal Minimum Landlords Must Do For Tenant – Housing Code Requirements

States, counties and cities have housing codes that require every landlord to provide “the basics”: hot & cold running water, a roof that doesn’t leak, safe wiring, and the like. The landlord must provide habitable premises when you move in and make repairs to these basics as they are needed. In addition, communities have health Read more…