Financial Assistance On Your Energy Bills – Telephone Contact Information

Call Your State’s Public Utility Direct For Financial Assistance Funding is provided from the Low Income Home Energy Assistance Program (LIHEAP), which is funded by the U.S. Department of Health and Human Services. In order to qualify for these benefits, you must be a resident of the state in which you are applying for assistance. For Read more…

How Credit Card Companies Collect Unsecured Debt

Collecting On Credit Card Debt  Unfortunately, the creditors that are the most obnoxious and aggressive are the ones that have the least legal leverage of collecting the debt. These are the unsecured credit card company creditors and their legions of over zealous collectors of credit card debt. Lenders without a security interest are referred to as “Unsecured Read more…

Secured Verses Unsecured Debt

Determine Which Debts Are Secured and Which Debts Are Unsecured. Unsecured Debt Unsecured loans have no collateral, no creditor ownership interest in the product sold to you. Unsecured debts are mere promises to pay and the product purchased on such terms is not subject to repossession. Unsecured debts should therefore be considered low priority debt. Another reason why unsecured debts Read more…

How To Deal With Overwhelming Debt

Eliminate Fear – Get Organized – Get Into Action  Dealing with ever-mounting debt can be overwhelming. You may not have enough income to meet current family obligations or afford retaining a lawyer to respond to creditor lawsuits . Know that there are strategic actions you can take right now to vastly improve your situation. This require that you remain calm and Read more…

How Does Vehicle Repossession Work – Q & A

Q. How Does Vehicle Repossession Work? A. When you finance or lease a vehicle, your creditor has important legal rights they can assert once you’ve paid off your loan or lease obligation. Your creditor may have the right to repossess and take back your car without going to court or warning you in advance for Read more…

Deep Discounts On Most Major Medications – No Premiums

Prescription Drugs – Paying Retail Just Got Cheaper – As Much As 95% Cheaper! There are now online services  that search for the lowest price on medications and provide you with truly incredible prices for almost all major medications. For example, a generic medication such as  “Sertraline” (Zoloft) can cost you as much as $60.00 for 60 100 mg Read more…

Money Trouble – Debt And Bankruptcy – Debtors Rights – Credit Counseling

DEBT & BANKRUPTCY -DEBTOR’S RIGHTS – FORECLOSURE -EMERGENCY LENDERS – DEBT & BANKRUPTCY LAWYERS… Going through money trouble like wage garnishment, creditor repossession and dealing with debt collectors may lead you to consider filing for bankruptcy. As a debtor you have important legal rights. Filing for Bankruptcy could give you a fresh start by temporarily or Read more…

What Credit Counselors Do

Usually, credit counselors can stop late fees and other penalty charges, reduce or stop interest charges, lower the required monthly payments and re-age accounts to bring them current. Once enrolled, correspondence from creditors regarding past due accounts are directed to the credit counselors. It puts an end to upsetting collection calls. In analyzing an applicant’s Read more…