Can Collection Agencies Keep Calling Me About A Debt That No Longer Is Legally Enforceable?

Collection Calls In Which Bankruptcy Had Not Been Filed. Debts That Are Beyond The Statute Of Limitations: Assuming you have not filed for bankruptcy and the statute of limitations is expired on your debt, the creditor is legally prevented from bringing a legal action against you to recover the debt. The debt is considered time-barred by the statute of limitations. Note however, some states have Read more…

Hardship – Stress Depression – Emotional Support And Counseling

Emotional Support – The Counseling Option Financial Hardship The stress and depression brought on by financial hardship and other forms of life-changing trouble can be as much a mental barrier as the life-changing event itself.  Our social and economic status, even our sense of personal value can be shaped by how we see ourselves. Unfortunately, we Read more…

Medical Bankruptcy – Injured And Out of Money

Being Forced Into Bankruptcy Should you lose your job, you also run the risk of losing your medical insurance. Should you later be injured and unable to work, you can find yourself filing for medical bankruptcy. COBRA Premiums – Unaffordable For Most Low-to-Middle Income Families The enactment of COBRA has afforded employees the choice of continuing Read more…