Collection Calls In Which Bankruptcy Had Not Been Filed. Debts That Are Beyond The Statute Of Limitations: Assuming you have not filed for bankruptcy and the statute of limitations is expired on your debt, the creditor is legally prevented from bringing a legal action against you to recover the debt. The debt is considered time-barred by the statute of limitations. Note however, some states have Read more…
Van Dwelling – Videos
Van Dwelling Life Above: The Ricky Wood Show
How To Cancel Your Timeshare Contract – Consumer Beware!
Need For More Consumer Protections While federal and state regulation of the timeshare industry has been in existence for decades, specific regulations concerning the timeshare resell market does not yet provide the buyer with the adequate consumer protections. High Pressure Sales Tactics – Legal Cause To Cancel A Timeshare Contract Timeshare resort companies are legally Read more…
Collections Agencies Notoriously Careless
Collection Agencies Are No Mental Giants Collection agencies are notoriously careless in filling out their legal paperwork. This is because collection agencies sue in large volume and expect to win by default, which is unfortunately what usually happens. The debtor is usually in despair ignores the lawsuit and folds. This is why it’s so important Read more…
What Happens If The Collection Agency Can’t Prove Their Claims
Collection Agency Carries Burden Of Proving Their Claims Since the Creditor- Plaintiff carries the burden of proof go prove each and every element of their claim, failure to offer sufficient evidence to prove the debt, will defeat their claims. You win! Got The Evidence? Knowledge is power and nowhere is this truer then in debt Read more…
Responding To Collection Agency Service Of Summons And Complaint
Proper Service Of Summons Complaint – Possible Responses In most states, once you are properly served, under statute, you will have a specific time period in which to file and serve your written response. In most cases, the written response is called the “Answer”. In many states, the time in which you must file your Read more…
Being “Served” With A Collection Lawsuit
Service Of The Summons And Complaint What Is A Summons? A Summons is a written legal notice that is served along with the Complaint and provides the Debtor Defendant with clear and specific instructions concerning what procedures and actions must be followed including how to file and within what time period you must file and Read more…
Getting Sued By A Collection Agency
Debt Collectors Use Fear And Manipulation Most collection threats are exactly that. Threats. Only a tiny percentage of collection agency threats result in the filing of a lawsuit. However, if you are served with a Summons and Complaint, consider it serious business. It will require your immediate attention and you should seek the advise of Read more…
Vehicle Repossession
Car Got Repossessed? Creditor Has “Secured Rights” In The Vehicle When you buy a car or other vehicle on credit, know that until you have made the last payment to your creditor the lender retains secured rights in the vehicle. These rights are created by the contract you signed and by the law of your Read more…
Termination Of Your Gas And Electric For Non-Payment
Low Income Home Energy Assistance Program As the growing gap between rich and the working poor continues to widen, lower and middle class families are finding it more difficult to pay even the most basic of their household bills. By anyone’s standard, keeping the lights on and the kids warm is as basic as it gets. Read more…