Car Got Repossessed? Creditor Has “Secured Rights” In The Vehicle When you buy a car or other vehicle on credit, know that until you have made the last payment to your creditor the lender retains secured rights in the vehicle. These rights are created by the contract you signed and by the law of your Read more…
Roommate Services – Homesharing – Roommate Legal Forms
Demand For Roommate Services On Rise As Cost Of Rent Increases Roommate services are becoming more popular as a viable alternative to traditional living arrangements. Some renters see it as temporary, others view the arrangement more as long term. Almost all agree, that the choice to homeshare is made out of necessity rather then from personal choice. The reasons for people Read more…
Deep Discounts On Most Major Medications – No Premiums
Prescription Drugs – Paying Retail Just Got Cheaper – As Much As 95% Cheaper! There are now online services that search for the lowest price on medications and provide you with truly incredible prices for almost all major medications. For example, a generic medication such as “Sertraline” (Zoloft) can cost you as much as $60.00 for 60 100 mg Read more…
The Legal Basics Of Judicial Foreclosure
The judicial process varies to some extent from state to state. However, there are a number common legal practices and rules that most courts follow in cases of judicial foreclosure. The following is a review of the basics. The lender in a foreclosure action is called the plaintiff and must file a civil action against Read more…
Why All The Financial Suffering? Opinion
Why All The Financial Suffering? Many people point to all those foreclosures and the economic chaos and ruin that followed the collapse of the housing market. Much of it had been brought on by overzealous lenders who lured borrowers into teaser loans containing low front-end payments that later adjust into much higher rates and higher Read more…
State Foreclosure Laws
FORECLOSURE LAWS BY STATE Alabama Foreclosure Law Alaska Foreclosure Law Arizona Foreclosure Law Arkansas Foreclosure Law California Foreclosure Law Colorado Foreclosure Law Connecticut Foreclosure Law Delaware Foreclosure Law Florida Foreclosure Law Georgia Foreclosure Law Hawaii Foreclosure Law Idaho Foreclosure Law Illinois Foreclosure Law Indiana Read more…
The Benefits Of Meditation – Emotional Well Being
Q. I am a 36 year old working mom and lost my job about six months ago when the company I was working for filed for bankruptcy. Unemployment insurance is not available because I was considered an independent contractor. My husband’s salery is not enough to meet all our financial obligations. It feels like we are in a free fall. Each Read more…
Consider Negotiation At Every Stage Of Judicial Foreclosure
Your attorney should consider negotiating with your lender even in the late stages of the foreclosure process. This is especially true if you believe or have evidence that the lender did not comply with the rules and technical requirements governing the foreclosure. You might be able to negotiate a favorable position if the lender thinks Read more…
What If The Property Being Foreclosed Produces Income In Judicial Foreclosures?
In civil actions within the judicial foreclosure process the lender can allege and request in the complaint and subsequent pleadings that the court appoint a receiver, in favor of the lender, who will manage the financial responsibilities of the property, including collecting rents. Judicial foreclosure affords lenders with certain creative options like injunctive and declaratory Read more…
Living In The Home During The Redemption Period In Judicial Foreclosures
Under judicial foreclosure, most states will allow you to keep possession of the home during the entire redemption period. However you will be obligated to pay the purchaser of the property the fair rental value of your use during your occupancy of the property. Once the redemption period expires however, you will be obligated to Read more…