Money Trouble – Debt And Bankruptcy – Debtors Rights – Credit Counseling

DEBT & BANKRUPTCY -DEBTOR’S RIGHTS – FORECLOSURE -EMERGENCY LENDERS – DEBT & BANKRUPTCY LAWYERS… Going through money trouble like wage garnishment, creditor repossession and dealing with debt collectors may lead you to consider filing for bankruptcy. As a debtor you have important legal rights. Filing for Bankruptcy could give you a fresh start by temporarily or Read more…

Online Credit Counseling

Despondent and/or embarrassed, many debtors in need of online credit counseling and financial assistance are reluctant to discuss their financial affairs with an outsider. Consequently, many never take the necessary steps to amicably resolve their financial hardship. By offering online credit counseling, anyone with access to an email address may receive a confidential financial analysis, Read more…

Reduction Of Monthly Payments – Credit Counseling

Some creditors will not allow a payment reduction, although the majority will. In addition, sometimes the current payment is already substantially low and to place the account in our program (in accordance with a creditor’s policy on minimum payments) the payment may actually increase. When this happens, however, the creditor often makes other concessions. Nonetheless, Read more…

What Credit Counselors Do

Usually, credit counselors can stop late fees and other penalty charges, reduce or stop interest charges, lower the required monthly payments and re-age accounts to bring them current. Once enrolled, correspondence from creditors regarding past due accounts are directed to the credit counselors. It puts an end to upsetting collection calls. In analyzing an applicant’s Read more…

Creditor Negotiated Reduction Of Interest Rates

Negotiating Interest Rates With Creditors Creditors’ policies regarding interest reduction vary dramatically, ranging from no change to freezing interest. With interest rates typically at 15% to 21%, interest reduction can save a client thousands, and for heavy debtors, tens of thousands of dollars. Obtaining interest reduction on just one or two accounts in itself may Read more…

Consumer Rights Trouble – Got Sold A Lemon? Car Repair Scams -False Advertising – Warranty Law

CONSUMER RIGHTS – LEMON LAW – CAR REPAIR SCAMS – FALSE ADVERTISING – CONSUMER LAW ATTORNEYS… Our consumer laws protect individuals against unlawful and unfair trade practices. It protects against false and misleading advertisements, false warranties and dangerous products. It also protects consumers from overzealous and abusive collection agencies. Learn how to protect yourself and Read more…