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Medical payments

There is insurance available that provides for payment of medical expenses incurred as a result of certain mishaps, the most common of which is the automobile accident. If you are hospitalized, receive medical treatment, or suffer a disability, the typical medical payments policy would cover such expenses up to specific limits.  The sole purpose of these policies is the payment of medical benefits; they are not designed to cover other property damage or personal injury. Therefore, it is very important to understand how this type of policy will work with your regular medical and automobile insurance. Be aware that there may be very strict monetary limitations and reimbursement parameters that are so restrictive as to inhibit or preclude recovery in many cases.  If you have incurred medical expenses that you believe are covered under a medical benefits policy and the insurance company is denying payment, it could be to your advantage to consult an attorney familiar with personal injury and/or insurance law.