If you don't pay your debt, your creditor might be able to "garnish your wages" - require your employer to pay part of your wages to the sheriff who will forward them to your creditor. This can be quite embarrassing, as well as inconvenient. You should know your rights before this happens.
What is a "wage garnishment"?
If your creditor sues you and obtains a court judgment against you which you don't pay, he may collect that judgment by having the court order your employer to take no more than 25% of your paycheck and pay that money to the sheriff, who will forward it to your creditor.
May my employer fire me because my wages were garnished?
No. Your employer is prohibited by law from taking any negative action against you because of the wage garnishment.
But as a practical matter, there might be little you can do to prevent your employer from forming a negative opinion of you, which might affect your ability to obtain promotions and raises later on.
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