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Fees and health insurance

Your health insurance company may cover grief therapy as part of its mental health care coverage. The kind of diagnosis allowed, the kind of counseling or therapy covered, and the duration of treatment that can be claimed, will vary depending on the plan.

You should check with your insurance provider to see what kind of benefits your plan provides. If you have any questions, ask for an explanation in writing. You should also talk to your doctor about a referral.

When it comes to fees, whether you have insurance coverage or not, you should talk to the therapist about payment arrangements. During the first session, you and the therapist should also discuss your particular situation and establish a goal for the treatment and an appointment schedule. This will help the therapist to estimate the duration and cost of your therapy. Ask the therapist to put it in writing. When you're grief-stricken, it's easy to misunderstand or forget. If you're feeling too overwrought to think clearly and make good decisions, it may be wise to have a friend accompany you to the first session, at which financial and practical arrangements are made.