State Laws
Drunk driving & car insurance
      
A counting system known as points is used by some states to keep track of the number and severity of moving violations of which an individual may be convicted.

Upon conviction, the court is required to send a record to the state's department of motor vehicles. Depending on the charge, the person will receive a certain number of points on his or her driving record. The number of points assessed for moving violations varies. For example, a speeding ticket may carry a penalty of two points, while driving with a suspended license could result in a penalty of twelve points.

If a person accumulates a set number of points, he or she may lose the right to drive by a license suspension or revocation. Insurance companies also check the number of points on an individual's record and may raise his or her rates if there is a high number of points. You may wish to consult with a drunk driving attorney about points assessed for a particular moving violation or how to fight a traffic ticket to avoid points on your record.

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