State Laws
Drunk driving & auto insurance
       
Drunk driving arrests affect your auto insurance. Although all states forbid insurance companies to deny coverage to policyholders because of race, religion, residence, age, or occupation, you should be aware that your policy may be canceled for the following reasons:

Having your driver's license suspended;

Having too many traffic violations or;

Being convicted of a felony, criminal negligence or;

Drunk driving - DUI.

If you are convicted of drunk driving, you can usually assume that your auto insurance company will either drop you or raise your rates. With this offense, you have shown yourself to be a risk to your insurance company. In addition, other agencies will also know of your driving record and may reject coverage or demand high premiums for a drunk driving charge.

In some cases, your rates may be lowered again if you complete a required amount of time with no further traffic violations.

For more information on drunk driving effects, contact your auto insurance company.

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