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GotTrouble.com knows that filing for bankruptcy or falling behind on your bills is no fun, and your creditors and their collection agencies might make your life even more unpleasant. Bankruptcy law does give you some rights, protections, and ways to deal with these problems.

Credit Reports   What information is in your credit report? How do you get to see it? What can you do if the information is wrong? Go to Top Debt Collection   May debt collectors call you on the telephone? Any restrictions on efforts to collect by mail? What may you do if they harass you? Go to Top Repossession   May a creditor repossess your car or furniture? Does this wipe out the debt? How might you stop a repossession? Under bankruptcy law, what are your rights? Go to Top Getting Sued   What defenses might you have to a creditor's lawsuit? What if you are "judgment-proof"? What if you are sued in small claims court? Go to Top Wage Garnishment   What is "wage garnishment"? May your employer fire you if your wages are garnished? Go to Top Credit Counseling   How might a credit counselor help you get rid of your debts? Go to Top