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GotTrouble.com can help you with credit counseling, debt consolidation, and restructuring your existing debt with your creditors. Debt consolidation is not a loan, but a way to lower your monthly payments and lower (sometimes even eliminating) the interest you are currently paying.

Debt Management   What is debt management? Is it a loan? What are the benefits of debt consolidation versus bankruptcy? Can you keep your credit cards? What if you are current with your monthly payments? Go to Top What Credit Counselors Do   Learn how credit counselors can help you pay off your debt. Find out what kinds of debt they can help you with. What might it cost? Go to Top Fixed Monthly Payments   Learn what a fixed monthly consolidated payment is and how this can help you to pay off your debt. Go to Top Reduction of Interest Rates   Find out if a debt consolidation program can help to reduce your interest rate. Learn how a credit counselor can do this and how it helps to reduce your debt. Go to Top Reduce Monthly Payments   Learn how a credit counselor can reduce your monthly payments. Go to Top Online Credit Counselors   Find out the benefits to consolidating your debt with a credit counselor over the internet. Go to Top Debt-to-Income Ratio   Learn about what a debt-to-income ratio is. Find out how to calculate your debt-to-income ratio. Learn how to monitor this ratio and find out what an acceptable ratio is. Go to Top