CONSUMER LEGAL RIGHTS AND PROTECTIONS
Our consumer laws protect individuals against unlawful and unfair trade practices. It protects against false and misleading advertisements, false warranties and dangerous products. It also protects consumers from overzealous and abusive collection agencies. Learn how to protect yourself and your family from unlawful business...
CRIMES, PENALTIES AND YOUR RIGHTS
Our laws divide criminal acts into infractions, misdemeanors and felonies. The U.S. Constitution affords every person charged with a crime with fundamental protections. These rights include: Miranda Rights, the Right To Remain Silent, the Right to Habeas Corpus and the Right to an Attorney. Learn what you can expect if you are...
Immigrating To The United States
Immigrating to the United States requires following the highly complex set of rules established by the federal government for determining who is allowed to enter the country and for how long. Immigration law also governs the naturalization process for those who desire to become U.S. citizens.
How Citizenship Is Granted
Tenant Rights – Fighting Eviction And Property Disputes
Whether you are looking to rent an apartment or you’re involved in a landlord-tenant dispute, know your legal rights as a tenant. Learn about rental agreements, payment of rent and security deposits. Learn about the landlord’s duty to provide you with a safe and habitable premise. Learn how to fight...
DIVORCE AND FAMILY LAW
A divorce is one of the most complex legal challenges a person encounters in ones lifetime. Family law matters are multifaceted. Most people, first encountering the divorce process, are overwhelmed by its legal complexity. The following information is intended to inform you on the subject so you can meet the challenges facing you with...
DEBT AND BANKRUPTCY -DEBTOR’S RIGHTS
Going through money trouble and taking on serious debt may lead you to consider filing for Bankruptcy. As a debtor you have important legal rights. Filing for Bankruptcy could give you a fresh start by temporarily or permanently, preventing creditors from collecting debts from you. While bankruptcy remains on your credit...
Employment Law – Know Your Legal Rights
Getting employed and staying employed in a volatile and uncertain job market can foster all sorts of legal issues. These include wrongful termination, harassment, discrimination, underpayment of overtime, denying unemployment benefits, and maternity leave, can turn what you hoped was a great career opportunity into a...
Accidents And Injuries – Personal Injury Law
Many accident and injury cases result in legal disputes when another person or entity is legally responsible for the accident. Legal liability for accidents can arise from negligence, intentional wrongs and from strict liability. The defendant(s) can range from a careless driver, negligent doctor, careless...
Tax And IRS Collection – Taxpayer Rights
Dealing With The IRS
What happens if you receive a letter from the Internal Revenue Service? How should you correspond with the IRS? What is the Taxpayer Advocate?
IRS And Collection
How does the Internal Revenue Service go about collecting unpaid taxes? What are the different methods the IRS uses collect? Can you...
Estate Planning – Conservatorships – Elder Law
Estate planning includes more then having your will and trust prepared. It also includes preparing final directives and end-of-life instructions for your children and loved ones to follow. This can include planning to have a conservatorship in place should you later lack the legal capacity to make...
- Featured Trouble Tips
Home Foreclosure means losing one’s home and it usually follows the loss of employment, a disabling illness or a divorce. Likewise, if one loses one’s home, it becomes all the more difficult to hold onto a job. To be homeless and jobless, to lose one’s lines of connection with the world, is to find one’s self in troubled times.
Millions of Americans face eviction with no where to go every year. If you know your legal rights, you might be able to fight the eviction while you make other arrangements. This article looks at the landlord-tenant eviction process and the homeless resources that are available to people that have no place to go after the eviction process is over.
National Directory Of Legal Aid And Discount Legal Services.
Attorney fees are mostly calculated three ways: by the hour, flat-rate or on a contingent fee basis. The national average attorney billing rate is about $284/hour. Other then a contingency fee arrangement, for most people in legal trouble, coming up with hefty retainers for attorney fees is simply cost...
House Choice Voucher Program
The Housing Choice Voucher Program, formerly called Section 8, helps the following people afford housing: Very low-income families, elderly, and, people with disabilities
If you participate in the Housing Choice Voucher Program, you may choose any housing that meets the requirements of the Public Housing Program. Under certain...
You Are Not Alone
If you find yourself hungry and in need of assistance, you are not alone. Visiting the local food bank and/or receiving food-stamp assistance has become the new “normal” for many low-income and homeless families. Hunger levels have been reaching new levels and among the ranks of the hungry are 16 million children nationwide. As a result, there...
Every Human Being Deserves Shelter
In the past, homelessness was usually associated with the mentally ill. Not anymore. Today, homelessness cuts across a much wider spectrum of people. Today, it is financial hardship that is driving homelessness to new levels. And rarely if ever does homelessness occur in isolation.
We are learning that today’s homeless is often...
For many homeless people life can move from self-imposed isolation, to episodes of depression and drug abuse. Fortunately, the federal government works through community health centers across the nation that help the homeless by directly providing primary care services including alcohol and substance abuse counseling and treatment.
It is important to recognize that...
Being Forced Into Bankruptcy
Should you lose your job, you also run the risk of losing your medical insurance. Should you later be injured and unable to work, you can find yourself filing for medical bankruptcy.
COBRA Premiums – Unaffordable For Most Low-to-Middle Income Families
The enactment of COBRA has afforded employees the choice of continuing their...